Skip to main content

Time is Money. Get prepared for Retirement early.

Time is money. Yes, truly it is.


In one sense, you can work hard and earn comfortably when you are young. As time goes on, you get less enthusiasm and loss your ability to work more. So as earlier as you can earn, you should save for the rainy days.

In other sense, if you save small amount now you will get back large outcome in future. For example, you can invest your hard earned money in real estate. As you grow in age, you asset grows in value. In future the asset may compensate for your retirement or any urgency for money.

The third point you should consider is the inflation factor. Every year money gets devaluation. Simply, which costs $10 at present could cost $10.50 on next year. Money losses its buying capacity each year. As a result,
  • Your idle money will generate less value as time passes
  • Rate of return may diminish in future 
So, its wise to save early for your retirement.

Please check this post for detail on Personal Finance for Retirement Plan explained with examples and facts.

Popular posts from this blog

Private Universities trend in Bangladesh

The initiative of establishing Private universities in Bangladesh took place in 1980 but due to some reasons i.e. political turmoil it took a decade to be in functioning in 1992. A proper guideline along with all legal rules and regulation established to facilitate the higher education.
Present status of public and private universities:
Total 37 public universities and 85 private universities are listed in UGC website. UGC declared the name and address of 78 universities where students can enroll themselves and rest 7 universities are running their operation under certain circumstances of court order.

The Best Free WordPress Theme for Blog, Magazine & Business

Finding best free WordPress theme takes lots of time and analysis. I chose the best and free theme after analyzing hundreds of themes. After experiencing, now I can recommend those theme. All the theme described here are free of cost and available in WordPress.
Why WordPress
WordPress is the best Content Management System (CMS). Nearly one forth of the websites are developed on WordPress.

WordPress is Free, open source
Easy to install, takes less than 5 minutes
Easy to manage, there are lots of video tutorials on YouTube
Lots of options for customization with themes and plugins, which are also free

WordPress Theme Categories
Most of the themes are developed for versatile usage. But I found that each theme has unique competitive edge for certain type of website. Like, Hueman theme is perfect for blogging but not suitable for company website. So I have made few categories and analyzed the themes for it's suitable category, those categories are:

Blogging Theme for personal blogging
Magazine Th…

4 Best WordPress Responsive Theme for Magazine

There are around 2000 Free themes for WordPress. Only around 1000 of those themes are Responsive. You will also find many child themes and child themes of those child themes. So which theme should I use?



First of all, the best theme depends on the type of website. We will take magazine website for this post. Magazine website is electronic version of traditional paper-back magazine. But it also includes the informative websites that shows information in a magazine style. Most of the blogging website can be presented as magazine.
What are the must have features for the Best Responsive Theme?Normally, the magazine websites earns from content based advertisements. So the best theme might be advertisement ready.